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Knowledge of Finance – Howard worked for 6 years as a Mergers & Acquisitions Manager at ING in Belgium. This included 3 years running and selling 3 different businesses. In addition, he has written hundreds of business plans for companies. Importantly, most commercial finance brokers have little real estate experience, but for the last 20 years he has been a both a commercial real estate broker and a finance broker.
Howard has 20 years of experience assisting buyers, sellers, landlords and tenants. A number of world class institutions, lenders, and investors depend on Howard’s refined Asset Management expertise, specifically, his track record for maximized returns and minimized risk.
Cap Ex Management has financed every type of real estate transaction, including office, retail, industrial, flex space, hotels (over 2 dozen hotel transactions alone) and also medical office buildings. Valuations have ranged from $100,000 to $100 million. Cap Ex Management has also led in a variety of purchases and sales of businesses.
Howard has owned many types of property and several businesses himself and therefore knows the issues from the owner’s side, not just as a finance broker.
Howard studies tech to find new ways it can be used to increase your profits.
High School: Gilman School
College: Tufts University
Graduate School: Johns Hopkins School of Advanced International Studies M.A. 1988-1990 Bologna Italy and Washington D.C
Finance background: 6 years as a Mergers and Acquisitions Manager including 3 years running and selling 3 businesses 1990-1996 ING (formerly Bank Brussels Lambert) in Belgium
Howard went to the Gilman School, away to Tufts University and grad school at Johns Hopkins. From living and working here for years, he intimately knows the characteristics of the different neighborhoods and has a great feel for the market.
Howard speaks English, French, Italian and Dutch. In most situations this isn’t a factor, but it can come in very handy at times. This allows a broader view of capital and macroeconomic trends.
Churches, Religious Institutions – Most lenders don’t like dealing with churches because it looks bad if they have to foreclose. Howard has worked with a range of churches and synagogues to help them with their special needs.
Native First Nation groups – Howard has helped several with their transactions
Gilman School – Past President of the Alumni Association
CREW-Baltimore – Past President
BNI – Chapter Success Coach
Maryland Opera – Founding Board Member
I would still be doing finance because I love it. But, also learning and teaching about wine!
