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Sleep Peacefully with the Right Financing!
We are Experts in Commercial Finance
We Move Quickly and Focus on Aligning Our Actions with Your Interests!
Whatever your situation, we listen and customize solutions to your needs.
Because of our decades of experience, we help you decide the best loan type and debt structure to meet your goals whether it be a business or a property you are looking to buy, refinance or renovate or expand. We can also give guidance on the business or property type that best fits your finances, interests, needs and goals.
We have owned everything from businesses to properties including office, retail, industrial and flex space. This means we have also had to deal with the financing on all these.
By using a commercial finance specialist you will get better terms, which saves you significant money over the loan term. Because we are investors ourselves we focus on your ROI on any transaction.
Whether it is property or business financing, the type and structure of the debt can put you under or help you grow.
Once you purchase, we can help with financing and guiding you regarding any financing and asset management reporting that you are seeking.
Similarly, once you purchase a business, you may need financing for equipment or inventory, or to upgrade the look of the business to attract better clientele. Also, when rates or other factors change, we can suggest a different loan or debt structure to improve your bottom line. In our Business Consulting role, we can also provide advice on lease negotiation that will save you money.
is key to making the investment happen. Most commercial financiers have a minimal commercial real estate or business background. We have years of both real estate and business experience. We also have extensive experience in mergers and acquisitions. We are able stucture deals others can’t and also make them more profitable for you.
Because of our decades of experience, we help you decide the best loan type and debt structure to meet your goals whether it be a business or a property you are looking to buy, refinance or renovate or expand. We can also give guidance on the business or property type that best fits your finances, interests, needs and goals.
We have owned everything from businesses to properties including office, retail, industrial and flex space. This means we have also had to deal with the financing on all these.
By using a commercial finance specialist you will get better terms, which saves you significant money over the loan term. Because we are investors ourselves we focus on your ROI on any transaction.
Whether it is property or business financing, the type and structure of the debt can put you under or help you grow.
Once you purchase, we can help with financing and guiding you regarding any financing and asset management reporting that you are seeking.
Similarly, once you purchase a business, you may need financing for equipment or inventory, or to upgrade the look of the business to attract better clientele. Also, when rates or other factors change, we can suggest a different loan or debt structure to improve your bottom line. In our Business Consulting role, we can also provide advice on lease negotiation that will save you money.
is key to making the investment happen. Most commercial financiers have a minimal commercial real estate or business background. We have years of both real estate and business experience. We also have extensive experience in mergers and acquisitions. We are able stucture deals others can’t and also make them more profitable for you.
Unlike residential real estate, commercial is unregulated. The same for businesses. Buyer Beware!
We can work with you to get the right loan package for you. We offer a much broader range of loans than a bank can offer!
Depending on your credit and banking relationships, we can help you with your bank and create a lending package that will have success with the line lender, underwriter and credit officer. If you don’t know what these titles are, it is less likely the information you provide will result in the loan being approved.
If credit is not good enough or your timing does not allow for a bank loan there are many options now available. Banks used to do much of this but are more restricted now due to new laws since the downturn in 2007.
This is always a possibility but there is a lot of paperwork involved, the interest rate floats and a bank holds part of the loan which goes through a traditional approval process.
Both are mostly private lenders who charge higher interest rates but are more flexible than banks and other lenders. It can make sense for short term loans.
Cap Ex Management can provide a full range of business loan solutions including
Buyers experience many pitfalls during the purchase or running of a commercial property or business.
Cap Ex Management can help you overcome the most common.
What are they and how do we help?
Imagine owning 10 or 15 properties. Or, imagine significant growth in your business? Now, what if you could do that in 8-10 years? We help you narrow down specific goals and expectations so you can find the right property or business growth strategy and start to move forward on deals and loans that will help you progressively build wealth.
From current cash flow, you may not have adequate money to make changes to your business or property that could jump you up to a new income level. By working with you to put together the right funding package with a great return on investment (ROI) we can make this happen.
You don't see the best loans for your property or business because most lenders only show you their loan products that they are incentivized for. We have access to many lenders and can find the loan that fits your needs the best. Cap Ex Management can manage all aspects of a deal, including financing and underwriting. We are independent and choose the loan that is best for you and not with the best incentive for us.
You don't aggressively go after a business or properties that are available or you're not willing to pull the trigger because you don't feel that you have someone by your side whom you are comfortable enough to walk through the process. Especially since there are few consumer protections for commercial transactions. With decades of experience, we can help make loans and contracts happen and happen safely.
Buyers experience many pitfalls during the purchase of a commercial property or business.
Cap Ex Management can help you overcome the most common.
What are they and how do we help?
First Time Buyer
You have saved money and want to now invest in a business or commercial real estate but don’t have the experience and knowledge to feel comfortable. As your financier, our job is to protect you by making sure the investment will have the best return for you, and make sure you are not overextended.
Residential Real Estate Investors
Once you get to a certain number of properties, many investors want to transition to commercial properties which can also include multi-unit residential properties. Commercial underwriting is very different than Residential underwriting. Using residential underwriting on a commercial property can cause numerous issues in practice that can hurt return on investment.
Realtors
Many realtors invest in residential properties but don’t know enough about commercial real estate and commercial finance to feel comfortable investing. We regularly provide the guidance to get started with commercial. This is critical because commercial financing, unlike residential, is unregulated.
Current Tenants
You own a business which has grown. You are currently renting but want to purchase your own building. This can save and make you money long term. You could even get a larger building and lease part to help cover costs and to plan for your future growth.
Experienced Commercial Real Estate Investors
As your portfolio grows, financing becomes trickier because lenders are not willing to give loans with as high a loan to value as you got originally. We can help you find the best loan product available and we can also help you with asset management.
Current Business Owners
You have a successful business but are looking to expand. You are looking to get a loan to open a new location. Or, you might be looking to renovate your current location to bring in more business.
Are you seeking a loan? Some Questions To Help You Decide.